AFI have made a submission to the Inquiry into Penalties for Minor Offences and Vulnerable People by the ACT Legislative Assembly Committee on Justice and Community Safety. This is a timely inquiry. Our submission addresses the impacts of fines on vulnerable people (specifically vulnerable people with disability), the impact of non-payment of fines, as well as the suitability of current ACT Government alternatives to fines and a brief discussion of alternatives for non-payment. Adjacent to our policy work on poverty, housing and income support it highlights cost of living pressures and the additional costs of disability. We say that the levying of fines against people with disability and on low incomes for minor offences should be avoided where it is feasible and in the public interest to do so.